A full market review takes about 4 to 5 business days once I have your completed application. Faster quotes, even same-day, are possible, but you’ll only see the first underwriters to respond, not the whole market. Underwriters prioritize requests with a coverage date within 30 days, so if you’re buying, reach out early. Moving into a turbine that requires initial training? Start 60 to 90 days before closing so you can book an approved training provider before they fill up.