Aircraft Insurance Built Around
How You Own and Fly
Personal Aircraft Insurance
What you need To know.
Who it's for
Eligible owners & operators
Individual aircraft owners
Multi-owner partnerships
Corporations and flight departments.
Coverage
What a policy typically includes
Flexible physical damage options based on your needs and risk tolerance
Approval for the pilots you need to fly your aircraft
Third-party liability options that protect you and offer legal defense
Personal, business, leasing, and other approved uses
Medical expense coverage with quick payments for slip-and-fall injuries
Transition, initial, and recurrent training requirements that fit your mission
What we need from you
To get your quote started
Aircraft details
make, model, year, agreed value
Pilot certificate
and total logged hours
Hours in make/model
plus recent 90-day hours
Intended use
pleasure, business, or instruction
Desired liability limits
Our
Process
Getting the right aviation insurance should not feel complicated. Ryan keeps the process clear and personal from start to finish.
Understand the aircraft and operation
Prepare the submission
Approach the appropriate markets
Compare and place coverage
From problem To Solution
The Situation
Turbine transition before the purchase
A low time piston aircraft owner planned to purchase their first turboprop. Before the purchase agreement was finalized, the owner reached out and we reviewed the pilot history, proposed training plan, aircraft value, and intended use. The submission gave underwriters a complete transition plan instead of only a total time number. The owner was then able to compare multiple options for coverage and is now on their 2nd jet with similar results from the insurance market.
The Testimonial
Jean Marc
If you’re looking for an aviation insurance broker who genuinely cares about his clients, delivers exceptional service, and goes the extra mile to find the best coverage, I highly recommend Joe Ryan. He has earned my complete trust and is someone I know I can always count on.
03 — THE SITUATION
A vintage aircraft, the wrong policy.
What affects the cost of aircraft insurance?
Aircraft type and value, pilot experience (total time and time in make and model), training, how the aircraft is used, where it’s based, liability limits, and claims history. Two owners of the same aircraft can see very different premiums based on small differences that might set them apart.
What do you need from me to quote?
Aircraft registration number and value, ownership structure, pilots, use, home airport, the liability limits you want, training being completed, and your insurance and claims history. A complete electronic application up front means faster and better quotes.
Can another pilot fly my aircraft?
Only if they meet the policy’s pilot requirements. Being FAA legal and being insured are separate approvals, confirm any new pilot with your insurance provider in writing before they fly.
How much liability coverage should I carry?
It depends on the aircraft, who you fly with, your assets, and any contract or lender requirements. Look at the total limit and any per passenger sublimit, not just the premium. Push for combined single limits whenever possible.
How is my aircraft’s insured value set?
Start with the purchase price, then factor in avionics, engine and prop times, condition, upgrades, and the current market. A value well above or below standard market conditions may need documentation.
Can I let a friend borrow or pay to use my aircraft?
Possibly, but both the pilot and the use have to fit the policy. Taking money can turn a favor into rental or commercial use, so talk to us before the aircraft goes out. Dry leases and rentals are very common in the industry and need to be set up correctly with the insurance company.