Insurance for the Full Scope of
Your Ground Operation
FBO and Ground operations Insurance
What you need To know.
Who it's for
Eligible owners & operators
Fixed Based Operators
Airport Service Providers
Fueling operations
Ground handlers
Privately operated airports.
Coverage
What a policy typically includes
Premises and operations liability that protects your ramp, your facility, and your business
Fuel-related pollution and environmental options based on your operational needs
Hangarkeepers liability for customer aircraft in your care, custody, or control
Commercial property, business income, and equipment coverage to keep you operating after a loss
Products and completed operations liability for the fuel, parts, and services you provide
Business auto, umbrella, crime, cyber, and workers' compensation coordinated in one program
What we need from you
To get your quote started
Aircraft details
make, model, year, agreed value
Pilot certificate
and total logged hours
Hours in make/model
plus recent 90-day hours
Intended use
pleasure, business, or instruction
Desired liability limits
Our
Process
Getting the right aviation insurance should not feel complicated. Ryan keeps the process clear and personal from start to finish.
Inventory every service and location
Measure the largest exposures
Present the operation and controls
Coordinate the insurance program
From problem To Solution
The Situation
Adding fuel service and customer aircraft storage
02 — The Solution
Jean Marc
If you’re looking for an aviation insurance broker who genuinely cares about his clients, delivers exceptional service, and goes the extra mile to find the best coverage, I highly recommend Joe Ryan. He has earned my complete trust and is someone I know I can always count on.
03 — THE SITUATION
A vintage aircraft, the wrong policy.
What does aviation general liability cover for an FBO?
Bodily injury and property damage arising from your premises, operations, products, and services, subject to the policy terms. Airport leases often set the minimum limit you need to carry.
Why does an FBO need hangarkeepers liability?
You’re responsible for customer aircraft you store, tow, fuel, or handle. Hangarkeepers covers damage to those aircraft when you're legally liable, and the limit should reflect the highest total value in your hangar at one time.
Is fuel contamination or pollution covered?
Not necessarily. Products and pollution coverage are different, and pollution is often limited or excluded unless specifically added. Fuel storage, delivery, and quality control procedures should be reviewed when the policy is written.
Why do our contracts matter?
Airport leases, fuel agreements, and vendor contracts often require specific limits, additional
insureds, or waivers. Have your broker check the policy against each one before signing or
renewing.
Are tugs, fuel trucks, and courtesy cars covered?
It depends on how they’re licensed and used. Licensed road vehicles usually need business auto coverage, while airside equipment like tugs may fall under the aviation or mobile equipment coverage, so each vehicle should be reviewed.