Are tugs, fuel trucks, and courtesy cars covered?
It depends on how they’re licensed and used. Licensed road vehicles usually need business auto coverage, while airside equipment like tugs may fall under the aviation or mobile equipment coverage, so each vehicle should be reviewed.
Why do our contracts matter?
Airport leases, fuel agreements, and vendor contracts often require specific limits, additionalinsureds, or waivers. Have your broker check the policy against each one before signing orrenewing.
Is fuel contamination or pollution covered?
Not necessarily. Products and pollution coverage are different, and pollution is often limited or excluded unless specifically added. Fuel storage, delivery, and quality control procedures should be reviewed when the policy is written.
Why does an FBO need hangarkeepers liability?
You’re responsible for customer aircraft you store, tow, fuel, or handle. Hangarkeepers covers damage to those aircraft when you're legally liable, and the limit should reflect the highest total value in your hangar at one time.
What does aviation general liability cover for an FBO?
Bodily injury and property damage arising from your premises, operations, products, and services, subject to the policy terms. Airport leases often set the minimum limit you need to carry.